Gifting a Car: Taxes & Fees by state
Every state has a cheap path for keeping a car in the family - and a expensive trap for doing it wrong. Do it right (the state's gift affidavit, the qualifying-relative list) and the tax is $0 to $25. Do it wrong ('I'll just sell it to my son for $1') and several states tax the transfer on book value as if it were a market sale.
The qualifying-family list differs by state, and so does whether non-family gifts count: California exempts any genuine gift; Texas restricts the $10 rate to immediate family. State pages below give the exact rules, forms, and a calculator for both scenarios.
- Family gift cost
- $0–$25 + title fee
- The $1-sale myth
- Backfires in most states
- Key paperwork
- Gift affidavit + title
- Federal gift tax
- Rarely applies (<$19k excl.)
01 - Choose your state
Live, verified calculators
Every figure is checked against official DMV, tax-office, or comptroller sources - with the sources linked on the page.
Alabamaverified
Alaskaverified
Arizonaverified
Arkansasverified
Californiaverified
Coloradoverified
Connecticutverified
Delawareverified
Floridaverified
Georgiaverified
Hawaiiverified
Idahoverified
Illinoisverified
Indianaverified
Iowaverified
Kansasverified
Kentuckyverified
Louisianaverified
Maineverified
Marylandverified
Massachusettsverified
Michiganverified
Minnesotaverified
Mississippiverified
Missouriverified
Montanaverified
Nebraskaverified
Nevadaverified
New Hampshireverified
New Jerseyverified
New Mexicoverified
New Yorkverified
North Carolinaverified
North Dakotaverified
Ohioverified
Oklahomaverified
Oregonverified
Pennsylvaniaverified
Rhode Islandverified
South Carolinaverified
South Dakotaverified
Tennesseeverified
Texasverified
Utahverified
Vermontverified
Virginiaverified
Washingtonverified
West Virginiaverified
Wisconsinverified
Wyomingverified- Washington D.C.verified
02 - The basics
Gift a Car basics
Is gifting better than selling for $1?
Almost always. States with book-value floors (Texas taxes 80% of SPV on non-gift transfers) treat the $1 sale as a taxable sale at the floor value. The official gift route with the affidavit is the cheap, audit-proof path.
Who counts as 'family' for a tax-free gift?
The common core: spouse, parents, children, grandparents, grandchildren, siblings. States diverge on step-relations, domestic partners, and in-laws - and gifts to friends are fully exempt in some states (California) and fully taxable in others (Texas).
Does the recipient owe income tax on a gifted car?
No - gifts aren't income. The giver could theoretically owe federal gift tax, but the annual exclusion ($19,000 per recipient, 2026) covers almost every car; above that it's just an IRS Form 709 filing against the lifetime exemption.
03 - Keep going
Every vehicle cost, covered
- Tax, Title & LicenseThe full out-the-door cost of buying a car: sales tax, title fee, registration, and every state add-on in one total.
- Car Sales TaxExactly how much sales tax you'll pay on a new or used vehicle - including trade-in credits and private-party rules.
- Registration FeesFirst-time registration costs by vehicle type - cars, trucks, trailers - with county fees and EV surcharges included.
- Renewal CostWhat your annual registration renewal actually costs, what's included, and what happens if you renew late.
- Title TransferTitle transfer fees, deadlines, and the late penalties that stack up if you miss them - with a penalty calculator.
- Boat RegistrationBoat and vessel registration costs by length and type, plus titling fees and where to register (it's often not the DMV).
- Motorcycle FeesMotorcycle registration, title, and tax costs - usually cheaper than a car, but with their own quirks by state.