DMVCosts

Gifting a Car in New Hampshire: What It Really Costs

New Hampshire is a strange place to gift a car precisely because there's nothing to avoid. States like Texas or New York give family gifts a special reduced tax rate - New Hampshire can't, because the standard rate for everyone is already zero. Write "$0" or "Gift" on the title's price line and the recipient owes exactly the same $37 title fee as any stranger buying the same car for full price. The relationship between giver and recipient literally doesn't change the bill.

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  • Verified June 2026
Gift tax
None - same as any sale ($0)
Title fee
$37, same as a purchase
Plates
Don't transfer with the car
Registration
Full town + state fee still due
Paperwork
TDMV 23 at recipient's town clerk

Your numbers

$

The mill rate steps down every 12 months and never falls below 3 mills, per RSA 261:153.

This is the state's registration-weight bracket, separate from the town permit fee.

Total to gift the car

$486.00

  • Gift/sale taxNew Hampshire has none$0.00
  • Title application fee$37.00
  • Municipal permit fee (18 mills × MSRP)$396.00
  • State registration fee$42.00
  • Municipal agent fee$3.00
  • New plates$8.00

The recipient's registration is calculated exactly like a purchase - the family relationship affects nothing on the bill.

Overview

What does add cost is something people don't expect: New Hampshire plates belong to the person, not the vehicle, so a gift recipient almost always needs their own registration from scratch - the giver's plates don't come with the car unless the giver specifically arranges a plate transfer for themselves onto a different vehicle. That means the full town mill-rate fee and state weight fee apply to the recipient just as they would on any purchase, on top of the $37 title.

01 - Official fees

New Hampshire gift a car fees at a glance

FeeAmount
Gift/sale tax$0
Title application fee$37
Municipal permit fee (recipient registers)18→3 mills × MSRP
State registration fee (recipient registers)$42–$66/yr
New plates for recipient$8

Figures verified June 2026 against official sources (listed below). Always confirm the final amount with your town or city clerk (NH DMV) - counties can add small local fees.

02 - Step by step

How to gift a car in New Hampshire

  1. 1

    Giver signs the title over to the recipient, writing "Gift" or "$0" as the price - no notarized gift affidavit is required, since there's no tax to document around.

  2. 2

    Giver removes their own plates before handing over the car; those plates stay theirs to keep, transfer to another vehicle, or surrender.

  3. 3

    Recipient takes the signed title to their own town or city clerk within 20 days and files TDMV 23.

  4. 4

    Recipient pays the $37 title fee, the town mill-rate fee, the state weight fee, and $8 for new plates (or a small transfer fee if moving their own existing plates).

  5. 5

    If the vehicle is model year 1999 or older, skip the title step entirely - register with a bill of sale noting the gift.

03 - Same state, other costs

More New Hampshire vehicle costs

04 - Common questions

New Hampshire gift a car FAQ

Do I save money by calling it a gift instead of a sale in New Hampshire?

No - there's no purchase price to tax either way, so "gift" and "sale" cost identically: the same $37 title fee and the same registration fees. New Hampshire has no gift-tax carve-out because it never needed one.

Can I just add my kid to my existing registration instead of gifting the title?

You can add a co-owner without a full transfer, but a true gift - moving the vehicle entirely into someone else's name - requires a new title in their name and, in most cases, a new registration, since your plates stay attached to you as the owner, not the car.

Why does my daughter need to pay a full mill-rate fee on a car I already registered?

Because your plates don't come with the car. Once you remove them, the vehicle has no active NH registration in her name, so she starts fresh - the town calculates her own mill-rate permit fee based on the vehicle's MSRP and current age, same as it would for a purchase.

Is there a family-transfer discount on the title fee?

No. The $37 title fee is flat regardless of relationship - spouse, child, sibling, or a total stranger all pay the same $35 state fee plus $2 municipal agent fee.

What if the car still has a loan on it?

You can't gift a financed vehicle until the lien is released and the lender has sent a lien release to the titleholder - the title has to be clear before it can be signed over as a gift, exactly as with a sale.

Does the recipient need their own NH insurance before registering a gifted car?

Yes - New Hampshire is unusual in not legally mandating auto insurance for driving, but you cannot register a vehicle without proof of financial responsibility (typically an insurance policy) on file, gift or not.

05 - Receipts

Official sources

Every number on this page comes from these documents - check them yourself.

Disclaimer

DMVCosts provides fee estimates for general informational purposes only - it is not legal, tax, or financial advice, and no calculator can account for every county surcharge, exemption, or mid-year rate change. Figures are verified against official sources on the date shown, but fees change over time.

The final, binding amount is always the one quoted by your town or city clerk (NH DMV). Confirm with them before making payment decisions. To the fullest extent permitted by law, DMVCosts disclaims all liability for decisions made based on these estimates.