DMVCosts

Indiana Tax, Title & License (TTL) Calculator

Indiana keeps sales tax refreshingly simple - a flat 7% of the price, the same in every one of the state's 92 counties, with no city or county add-on the way Texas or Colorado stack them. But the line most Indiana buyers underestimate isn't the tax - it's the excise tax buried inside "registration." Every vehicle owes an annual excise tax the BMV sets from its original sticker price and how many years old it is, and that single line can run from $12 on an old economy car to over $500 on a new SUV in its first year, often dwarfing the flat $21.35 registration fee sitting next to it.

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  • No signup
  • Verified June 2026
Sales tax
7% flat, no local add-on
Excise tax
By value class & age
Title fee
$15
Base registration
$21.35 + $15 TIIF
County wheel tax
$0–$77.50+

Your numbers

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Private-party sales in Indiana get no trade-in tax credit.

The BMV sorts every vehicle into one of 17 statutory classes by its original sticker price when new - not what you paid for a used one.

Dozens of Indiana's 92 counties have adopted a wheel tax, a surtax, or both, at rates each county council sets on its own.

Estimated total at the BMV

$2,683.35

  • Sales tax (7% of price)$2,100.00
  • Title application fee$15.00
  • Base registration (passenger vehicle)$21.35
  • Transportation Infrastructure Improvement Fee$15.00
  • Excise tax (Class XVII ($42,500+ MSRP), Year 1)$532.00

Excise tax figures are modeled from the BMV's published class/age schedule - use the BMV's Quick Quote Tool for the exact figure on your VIN.

Overview

Add the $15 title fee, the $15 Transportation Infrastructure Improvement Fee every vehicle has paid annually since 2017, and whatever wheel tax or surtax your county has adopted - Marion County (Indianapolis) currently charges $77.50 combined for a passenger car, while plenty of rural counties charge nothing - and the "title and license" part of an Indiana purchase can swing by hundreds of dollars purely based on your address and your car's age. The calculator below runs every line.

01 - Official fees

Indiana tax, title & license fees at a glance

FeeAmount
Sales tax7%
Title application fee$15.00
Base registration (passenger vehicle)$21.35
Transportation Infrastructure Improvement Fee$15.00
Excise tax$12–$532+
County wheel tax / surtax$0–$77.50+
EV / hybrid supplemental fee$221 / $74

Figures verified June 2026 against official sources (listed below). Always confirm the final amount with the Indiana Bureau of Motor Vehicles (BMV) - counties can add small local fees.

02 - Step by step

How to pay TTL at an Indiana BMV branch

  1. 1

    Get the signed-over title from the seller, or let the dealer submit it electronically.

  2. 2

    Know the vehicle's original MSRP and model year - the branch needs both to set its excise tax class.

  3. 3

    Bring the title, a completed Application for Certificate of Title (Form 205), proof of Indiana insurance, and ID to any BMV branch - Indiana routes this through the BMV, not a county tax office.

  4. 4

    The clerk totals 7% sales tax, the $15 title fee, and registration (base fee + excise tax + TIIF + any county wheel tax) into one payment.

  5. 5

    Pay by card, check, or cash; plates and registration are typically issued the same visit.

03 - Same state, other costs

More Indiana vehicle costs

04 - Common questions

Indiana tax, title & license FAQ

How much is tax, title and license on a $30,000 car in Indiana?

About $2,163 in a county with no local add-on: $2,100 in sales tax (7%), a $15 title fee, $21.35 base registration, $15 for the Transportation Infrastructure Improvement Fee, and roughly $350–$530 in first-year excise tax depending on the car's exact MSRP class. Add up to $77.50 more if your county has adopted a wheel tax or surtax.

Why is my registration so much more than $21.35?

Because $21.35 is only the base fee. Every Indiana vehicle also owes the $15 Transportation Infrastructure Improvement Fee, an excise tax based on the car's original sticker price and age (usually the biggest line - hundreds of dollars on a nearly-new vehicle), and a wheel tax or surtax if your county has adopted one. The BMV bundles all of it into what shows as one registration charge.

Does trading in my old car lower the sales tax?

Yes, at a dealership - Indiana taxes the price minus your trade-in allowance. Trade a $10,000 car against a $30,000 purchase and you're taxed on $20,000, saving $700. Private-party sales have no second vehicle to net against, so there's no trade-in credit there.

Is Indiana sales tax the same everywhere?

Yes - 7% statewide is one of the simplest rules in the country, with no county, city, or transit-district add-on the way many other states stack tax. What does change by address is the wheel tax/surtax portion of registration, which is a separate local fee, not a sales tax.

What if I buy from a private seller instead of a dealer?

You still owe 7%, but you pay it yourself directly to the BMV when you title the car - the seller doesn't collect it. If your stated price looks low next to the vehicle's Kelley Blue Book value, the Department of Revenue can tax the higher fair market value instead of your purchase price.

Do electric and hybrid vehicles pay extra?

Yes, on top of everything else: a $221 annual supplemental fee for battery-electric vehicles and $74 for hybrids, indexed since January 2024 to help offset the gas tax those vehicles don't pay at the pump.

05 - Receipts

Official sources

Every number on this page comes from these documents - check them yourself.

Disclaimer

DMVCosts provides fee estimates for general informational purposes only - it is not legal, tax, or financial advice, and no calculator can account for every county surcharge, exemption, or mid-year rate change. Figures are verified against official sources on the date shown, but fees change over time.

The final, binding amount is always the one quoted by the Indiana Bureau of Motor Vehicles (BMV). Confirm with them before making payment decisions. To the fullest extent permitted by law, DMVCosts disclaims all liability for decisions made based on these estimates.