DMVCosts

Mississippi Tax, Title & Tag (TTL) Calculator

Mississippi doesn't stop at sales tax when you buy a car - it taxes you for owning it, every year, through the ad valorem property tax folded into your tag. The state assesses vehicles at 30% of a Department of Revenue "true value" (roughly MSRP minus a fixed depreciation schedule), then multiplies that by your county, school district, and city's combined millage rate - anywhere from about 85 mills in a low-tax rural county to over 225 mills in the highest-tax Delta towns. That single line is why WalletHub ranks Mississippi's vehicle taxes 2nd-highest in the nation, with annual bills that can top $1,000 on an ordinary new car.

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  • Verified June 2026
Sales tax
5% (cars/light trucks)
Ad valorem
30% × true value × millage
Title fee
$9 ($39 Fast Track)
Tag + privilege fee
$14 + $15
Pay at
County tax collector

Your numbers

$

County, school district, and city each set their own millage - combined rates run roughly 70 to 280 mills statewide.

$

Total due at the tax collector

$1,848.51

  • Sales tax (5% of price)$1,400.00
  • Title application fee$9.00
  • First-time registration fee$14.00
  • State privilege tax$15.00
  • Ad valorem taxon assessed value of $7560$901.91
  • Legislative Tag Credit6.5% of assessed value, reset annually by DOR-$491.40

Private-party sale? Mississippi taxes the higher of your price or the county's DOR-assessed value - see our sales tax calculator. Vehicles 10+ years old bought from a private seller owe no casual-sale tax at all.

Overview

The one built-in relief is the Legislative Tag Credit, a rebate the Department of Revenue recalculates every fiscal year (6.5% of assessed value most recently published) that shaves a real chunk off every tag. Layer in the one-time pieces - 5% sales tax on cars and light trucks (not Mississippi's general 7% rate), a $9 title ($39 if you pay for 72-hour Fast Track service), and a $14 first-time tag fee plus the flat $15 state privilege tax - and the calculator below rebuilds your county tax collector's exact math instead of a flat percentage guess.

01 - Official fees

Mississippi tax, title & license fees at a glance

FeeAmount
Motor vehicle sales tax5%
Title application fee$9.00
First-time registration fee$14.00
State privilege tax$15.00
Ad valorem (property) tax30% × true value × millage
Legislative Tag Credit− (rate × assessed value)

Figures verified June 2026 against official sources (listed below). Always confirm the final amount with your county tax collector's office (Mississippi Department of Revenue) - counties can add small local fees.

02 - Step by step

How to title and tag a car in Mississippi

  1. 1

    Get a properly signed-over title from the seller, or let a Mississippi dealer submit the title application electronically.

  2. 2

    Bring the title, a bill of sale, and proof of insurance to your county tax collector's office within 30 business days of the purchase.

  3. 3

    The tax collector pulls the DOR's assessed "true value" for your vehicle and applies your county/city's millage rate for the ad valorem tax.

  4. 4

    Pay the 5% sales tax, $9 (or $39 Fast Track) title fee, $14 tag fee, $15 privilege tax, and the ad valorem total in one transaction.

  5. 5

    Your tag is annual - the ad valorem bill comes due again at renewal, recalculated on the vehicle's now-lower depreciated value.

03 - Same state, other costs

More Mississippi vehicle costs

04 - Common questions

Mississippi tax, title & license FAQ

How much is tax, title and tag on a $30,000 car in Mississippi?

Roughly $1,900–$2,000 in a median-millage county: $1,500 in sales tax (5%), $9 title, $14 tag fee, $15 privilege tax, and around $440 net ad valorem tax after the Legislative Tag Credit. In a low-mill rural county that ad valorem line can fall under $300; in a high-mill city like Jackson it can run past $850.

Why is my Mississippi tag so much more expensive than the sales tax alone?

Because the tag isn't just sales tax - it's an annual property tax (ad valorem) on the vehicle, assessed at 30% of a DOR-determined value and multiplied by your local millage. That single line frequently outweighs every other fee on the tag combined.

Do I pay Mississippi vehicle tax once, or every year?

Both, but for different things. The 5% sales tax is a one-time charge at purchase. The $12.75 renewal fee, $15 privilege tax, and the ad valorem tax are all annual - they come due again every time you renew your tag, though the ad valorem amount drops as the vehicle depreciates.

What is the Legislative Tag Credit and can I lose it?

It's a Department of Revenue rebate against your ad valorem tax, recalculated every fiscal year (6.5% of assessed value most recently). You forfeit it entirely if your tag renewal reaches the 25% maximum late penalty, or - for new residents - if your prior state's plate had already expired or the vehicle was never registered there.

Does a trade-in lower my Mississippi sales tax?

Yes - dealers apply the 5% tax to your price after trade-in allowance and dealer discounts. Manufacturer rebates don't reduce the taxable price, only trade-ins and dealer discounts do.

I bought my car in another state - do I get credit for tax I already paid there?

No. Mississippi collects its full 5% (or applicable rate) regardless of tax paid elsewhere, unless the vehicle was already titled in your name and used in that other state before you became a Mississippi resident - in that specific case, no Mississippi sales tax is charged at all.

Is the $30 Fast Track title fee worth it?

If you need the title in hand fast - say, to resell or refinance - yes: Fast Track issues within 72 hours of the Department of Revenue receiving your application, versus 3–4 weeks for a standard title.

05 - Receipts

Official sources

Every number on this page comes from these documents - check them yourself.

Disclaimer

DMVCosts provides fee estimates for general informational purposes only - it is not legal, tax, or financial advice, and no calculator can account for every county surcharge, exemption, or mid-year rate change. Figures are verified against official sources on the date shown, but fees change over time.

The final, binding amount is always the one quoted by your county tax collector's office (Mississippi Department of Revenue). Confirm with them before making payment decisions. To the fullest extent permitted by law, DMVCosts disclaims all liability for decisions made based on these estimates.